Me and my partner are due to complete buying a house in Aldersgate but as a consequence of damage from the recent storms I have managed to agree recompense from the seller in the sum of £2k by way of a reduction in the price. This was going to be addressed as part of a side agreement yet Clydesdale are not allowing this. Why were they involved?

Your property lawyer that is on a Clydesdale approved list is obliged to inform Clydesdale of any variations to the purchase price. If you prohibit your conveyancing practitioner to notify the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new conveyancing practitioner for your conveyancing in Aldersgate.

It is is a decade since I purchased my property in Aldersgate. Conveyancing lawyers have just been instructed on the sale but I am unable to find my title deeds. Is this a major issue?

Don’t worry too much. Firstly the deeds may be with the mortgage company or they could still be with the lawyers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Aldersgate relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Aldersgate. My lender is Nationwide Building Society

Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/1/2026, the requirements read as follows :

Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a residence in Aldersgate?

Unless a prior purchase of the property took place after 12 October 2013 you may take it that solicitors conducting conveyancing in Aldersgate to continue to suggest a chancel search and or chancel repair liability insurance.

Having spent years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Aldersgate. Can we issue an application to the Residential Property Tribunal Service?

You certainly can. We are happy to put you in touch with a Aldersgate conveyancing firm who can help.

An example of a Lease Extension case for a Aldersgate flat is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case affected 2 flats. The unexpired residue of the current lease was 72.39 years.

When it comes to leasehold conveyancing in Aldersgate what are the most frequent lease defects?

There is nothing unique about leasehold conveyancing in Aldersgate. All leases are individual and legal mistakes in the legal wording can result in certain provisions are erroneous. The following missing provisions could result in a defective lease:

Repairing obligations to or maintain elements of the property

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Norwich and Peterborough Building Society, and Nottingham Building Society all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, obliging the purchaser to pull out.