I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel solicitor as I would prefer to use a specialised conveyancing solicitor in Ashby de la Zouch?

You should check but the chances are that appoint one of their panel solicitors should you take up the "fee-free" incentive. Contact the bank to ask if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Ashby de la Zouch.

Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Ashby de la Zouch. Do I receive the keys to the property on the completion date from my lawyer? If so, I will use a High Street conveyancing solicitor in Ashby de la Zouch?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's conveyancers, and once they have received this, you will be called to receive the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.

I recently had an offer agreed on an apartment in Ashby de la Zouch. My financial adviser recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the solicitor called me to say that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

At last I have had an offer on a maisonette in Ashby de la Zouch accepted, the owners do nevertheless have an associated purchase. The sellers have placed an offer on on an apartment, but it’s not been accepted yet, and are looking at other flats booked. I have selected a bricks and mortar conveyancing solicitor in Ashby de la Zouch. What should be my next step? At what stage do I apply for the mortgage with Skipton?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then valuation, Ashby de la Zouch conveyancing search fees, etc). The first course of action is to ensure that your property lawyer is on the Skipton conveyancing panel. Regarding the next steps this very much dictated by the circumstances of your case, motivation for the property and on the state of the market. In a buoyant market many buyers would apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to proceed with searches.

I require fast conveyancing in Ashby de la Zouch as I have pressure to complete in less than one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

If.Given you are not obtaining a mortgage you have the choice not to have searches carried out although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Ashby de la Zouch the following are instances of issues that can appear and therefore impact market value: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...

I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have just found out that the title is leasehold as opposed to freehold. I would have thought that there are particular concerns buying a leasehold house in Ashby de la Zouch. Conveyancing advisers have are soon to be appointed. Will they explain the issues?

The majority of houses in Ashby de la Zouch are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Ashby de la Zouch in which case you should be shopping around for a Ashby de la Zouch conveyancing practitioner and check that they have experience in advising on leasehold houses. First you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as obtaining the freeholder’sconsent to conduct alterations. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your solicitor should advise you fully on all the issues.

I own a 1 bedroom flat in Ashby de la Zouch, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Corresponding flats in Ashby de la Zouch with a long lease are worth £176,000. The ground rent is £50 charged once a year. The lease expires on 21st October 2106

With only 80 years unexpired we estimate the price of your lease extension to span between £8,600 and £9,800 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before getting professional advice.

Can you set out the aspects of conveyancing dealt with by Ashby de la Zouch conveyancing firms?

On the whole Ashby de la Zouch conveyancing firms tend to provide a wide spectrum of services to domestic and rural land owners, sellers, purchasers, landlords and leaseholders helping outwith some of the following:

House sale conveyancing in Ashby de la Zouch and across the country Residential purchase conveyancing in Ashby de la Zouch and throughout England and Wales Cohabitation Agreements Acquisition of council property under the Right to Buy Scheme Drafting and advising on leases and tenancy agreements Conveyancing for builders and developers