We are about to sign contracts for a property in Bagshot. We have hit a stumbling block. The loan offer with Norwich and Peterborough Building Society runs out on 3/2/2026 but the sellers are insisting on a completion date of 5/2/2026. Can one extend the loan offer?

The person best placed to deal with your question is your solicitors who will hopefully calculate if he or she is should be discussing with the mortgage broker, owner’s lawyers, estate agents or possibly all parties based on what has happend in your transaction as of today.

I had intended to instruct a property lawyer in Bagshot for our house purchase. Our broker has since advised us that our mortgage lenders Birmingham Midshires won't deal with them. Why is this not regarded as unfair competition?

Before the recession most mortgage companies had a different appetite for risk. Almost all Bagshot conveyancing firms would have been on most lender panels. The financial services regulator in 2010 conducted a thematic review into mortgage fraud which come to the conclusion: know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more data from law firms concerning their operations and the individuals who work for them as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Bagshot conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Bagshot is amongst the numerous areas where the conveyancers we recommend are members of the panel for Birmingham Midshires.

I'm buying my first flat in Bagshot with the aid of help to buy. The developers refused to move on the price so I negotiated £7000 of extras instead. The property agent suggested that I not disclose to my conveyancer about the extras as it could impact my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the estate of my father I am disposing of a residence in Swansea but live in Bagshot. My lawyer (who is 250 miles awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Bagshot who can attest this legal document for me?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Bagshot based

I recently become aware that one of the partners of the firm undertaking the purchase conveyancing in Bagshot is is the sister of the seller. Is this acceptable?

On the basis that there is no conflict of interest this is allowable. Where you are obtaining mortgage finance then the bank may have a say as many banks have specific instructions on this. For example for Virgin as of 3/12/2025, the requirements read as follows :