I am acquiring a maisonette in Billesdon. My property lawyer is not listed on the mortgage company conveyancing panel. Can I still continue with my Billesdon conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
One will need to have a property lawyer to complete the legal work required when you need a mortgage to buy your property. The lawyer will carry out all the relevant legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage documentation is in order. You may appoint a Billesdon solicitor of your choosing. However, where the conveyancing practitioner appointed is not on the bank conveyancing panel further costs will arise as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so provided your solicitor has not in the past applied for membership they should do so.
My brother and I have recently purchased a house in Billesdon. We have noticed several problems with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been carried out as part of conveyancing in Billesdon?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Billesdon. Conveyancing searches and due diligence initiated during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor answers a form called a Seller’s Property Information Form. answers turns out to be misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Billesdon.
We are buying a house and require a conveyancing solicitor in Billesdon who is on the Principality solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Billesdon.
We have a mortgage agreed in principle with TSB. Billesdon conveyancing solicitors were selected. What is the average time that one could expect to receive a mortgage offer from TSB?
There is no definitive answer here. Have TSB completed the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I'm in the process of looking at flats in Billesdon and I am now considering a potential offer. Should I already have a property lawyer appointed at this stage? I am planning to take a home loan with Aldermore.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are seeking a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
The formalities of my purchase has taken place for my property in Billesdon. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
My husband and I are four weeks into a residential purchase having been referred to conveyancers by the estate agent to handle our conveyancing in Billesdon. I am am extremely dissatisfied with the level of service. Can you help me find new conveyancers?
They would have to be very bad in order to consider replacing them. Has the mortgage offer been generated? If so you will need to inform them of the replacement solicitor and get the offer are re-issued. Your solicitor ideally needs to be on the mortgage company approved list to avoid supplemental costs and frustration. So that should be your starting point. The find a solicitor tool should help you find a lender approved lawyer for your home move in Billesdon