As someone not used to the Blaby conveyancing process what is your top tip you can give me concerning the home moving process in Blaby

You may not hear this from too many lawyers but conveyancing in Blaby or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there is an abundance of room for friction between you and others involved in the ownership transfer. For example, the vendor, estate agent and sometimes your mortgage company. Selecting a law firm for your conveyancing in Blaby is a critical decision as your conveyancer is your adviser, and is the ONE party in the legal process whose role it is to protect your legal interests and to keep you safe.

We are witnessing a distinct increase in the "blame" culture- someone must be at fault for the process taking so long. We recommend that you must always trust your conveyancer ahead of the other players when it comes to the legal assignment of property.

Forgive me if this question is silly but I am new to the process as a first time purchaser of a ground floor flat in Blaby. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in Blaby?

On the day of completion you do not need to attend the conveyancers office in Blaby. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be called to receive the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.

I am being advised by my conveyancer that missing deeds insurance is needed on my purchase. What is the level of cover for Blaby conveyancing?

The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between HSBC Bank and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

Is it the case that all Blaby conveyancing solicitors on the Santander conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Santander conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such practice would be governed by the CLC.

What will a local search inform me concerning the property we're buying in Blaby?

Blaby conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company such as Onsearch The local search plays a central role in most Blaby conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.

five months have gone by since my purchase conveyancing in Blaby took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing a new build house in Blaby with a mortgage from Clydesdale. The builders refused to reduce the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not inform my conveyancer about the side-deal as it will jeopardize my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.