As someone with no idea as to conveyancing in Blackpool what’s the number one tip you can impart concerning the house moving process in Blackpool

You may not hear this from too many lawyers but conveyancing in Blackpool or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there is plenty of opportunity for friction between you and other parties involved in the transaction. For instance, the vendor, property agent and sometimes your bank. Selecting a solicitor for your conveyancing in Blackpool is a critical decision as your conveyancer is your adviser, and is the SOLE person in the legal process whose responsibility is to protect your best interests and to protect you.

There is a definite emergence in the "blame" culture- someone must be at fault for the process being so protracted. We recommend that you must always trust your lawyer ahead of the other players when it comes to the legal transfer of property.

I purchased a terraced Edwardian house in Blackpool. Conveyancing practitioner represented me and Britannia. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blackpool and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing practitioner who completed the work.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in Blackpool I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Blackpool for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

How do I use the search facility to choose a conveyancing lawyer in Blackpool on the authorised to act for my lender?

Step one is to choose a bank such as Halifax, Skipton Building Society or Nottingham Building Society then type in your location for instance Blackpool. Conveyancing practices in Blackpool and nationally should be shown.

I today plan to offer on a house that appears to tick a lot of boxes, at a great figure which is making it more attractive. I have just found out that the title is leasehold as opposed to freehold. I am assuming that there are issues buying a leasehold house in Blackpool. Conveyancing lawyers have are soon to be appointed. Will they explain the issues?

Most houses in Blackpool are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Blackpool in which case you should be looking for a Blackpool conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to conduct alterations. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is part of an estate. Your conveyancer will advise you fully on all the issues.

Leasehold Conveyancing in Blackpool - A selection of Questions you should consider Prior to Purchasing

You should be aware that where the lease has fewer than eighty years it will affect the marketability of the apartment. Check with your mortgage company that they are willing to to proceed given the lease term. A short lease means that you will probably have to extend the lease sooner rather than later and it is worth finding out how much this would cost. Remember, in most cases you would be required to have been the owner of the property for a couple of years before you are eligible to extend the lease. How much is the ground rent and service charge? The majority of Blackpool leasehold flats will incur a service charge for maintenance of the block invoiced by the landlord. Should you purchase the property you will have to meet this amount, normally quarterly during the year. This could be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all probability there will be a rentcharge to be met yearly, this is usually not a exorbitant figure, say approximately £25-£75 but you need to enquire as occasionally it can be many hundreds of pounds.