I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Bordon for a purchase of a freehold house 12 months ago. How can I be sure that the property is in my name in the name of the previous owner?

The quickest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bordon conveyancing specialists.

I am buying a new build house in Bordon with a mortgage from Coventry Building Society. The builders refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not reveal to my solicitor about the extras as it would jeopardize my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one near me in Bordon I like with amenity areas and railway links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Bordon for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

We are one month into a freehold purchase having been directed to a firm by the local agent to do our conveyancing in Bordon. I am am extremely dissatisfied with the level of service. Can you help me find new lawyers?

They would have to be really bad in order to consider replacing them. Has the mortgage been generated? If so you need to inform them of the new conveyancer and have the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the banks panel to avoid escalating charges and complications. So that should be your starting point. The find a solicitor tool can help you find a lender approved lawyer for your home move in Bordon

I have been recommended a conveyancing solicitor in Bordon. I I would like to check if they are on the lender's approved list of lawyers. Could you or the bank confirm if they are on the panel?

One option is to call the solicitor to enquire if they are on the bank's panel. Alternatively please call us and we can investigate and revert. If they are not on the conveyancing panel we we can help find a specialist conveyancing solicitor in Bordon on the approved list for your mortgage company.