My property lawyer in Burton Bradstock has never been on on the Barnsley Building Society Solicitor Panel. Can I still use my prefered solicitor notwithstanding that they are not on the Barnsley Building Society approved list?
Your options are as follows:
- Carry on with your preferred Burton Bradstock solicitors but Barnsley Building Society will need to use a lawyer on their list of acceptable firms. This will result in additional overall legal fees as well as result in delays.
- Get a new lawyer to to deal with the purchase, obviously checking they are on the Barnsley Building Society panel
My wife and I are buying a apartment in Burton Bradstock. It might be a silly question but how we can trust a conveyancer? On completion day we have to deposit money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are purchasing a 3 bedroom semi in Burton Bradstock. The intention is to carry out an extension to the side at the property.Will legal investigations on the property include investigations to determine if these alterations are prohibited?
Your conveyancer should review the registered title as conveyancing in Burton Bradstock will sometimes reveal restrictions in the title deeds which restrict categories of alterations or need the consent of a 3rd party. Some additions need local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
I am expecting a AIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Burton Bradstock solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Burton Bradstock solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
I know that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a house in Burton Bradstock? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this relevant for conveyancing in Burton Bradstock?
Unless a previous acquisition of the premises took place after 12 October 2013 you may take it that lawyers conducting conveyancing in Burton Bradstock to remain encouraging a chancel search and or chancel repair liability policy.
I'm purchasing my first flat in Burton Bradstock with a loan from TSB. The builders would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not inform my conveyancer about this deal as it would affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are FTB’s - agreed a price, yet the estate agent advised that the owners will only proceed if we instruct their preferred solicitors as they need an ‘expedited deal’. We would rather use a local conveyancer with experience of conveyancing in Burton Bradstock
We suspect that the seller is not behind this ultimatum. If they desire ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you intend to instruct your preferred Burton Bradstock conveyancing solicitors - as opposed tothose that will provide their estate agent a kickback or achieve conveyancing targets demanded by senior management.