My brother-in-law has suggested I instruct a conveyancing solicitor in Camborne. I need to find out if they are on the National Westminster Bank approved list of lawyers. Can you assist?

The first thing you should do is phone the solicitor and ask them if they can act for the lender. Alternatively you should get in touch with National Westminster Bank who may be able to help.

Despite weeks of looking the Title Certificate and documents to my property can not be found. The lawyers who dealt with the conveyancing in Camborne 4 years ago have long since closed. What do I do?

Gone are the days when you need to hold title original deeds to establish that you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.

How does conveyancing in Camborne differ for new build properties?

Most buyers of new build property in Camborne come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is finished. This is because new home sellers in Camborne usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Camborne or who has acted in the same development.

Is there anything unique about your site and other web based conveyancing brokers for conveyancing in Camborne?

At this site get a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Camborne. Unlike many estate agents and many comparison sites we do not charge firms a fee if you select them for your home move in Camborne

I've recently bought a leasehold house in Camborne. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I inherited a ground floor flat in Camborne, conveyancing formalities finalised May 1996. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Camborne with an extended lease are worth £186,000. The average or mid-range amount of ground rent is £55 levied per year. The lease comes to an end on 21st October 2079

With just 53 years unexpired the likely cost is going to be between £27,600 and £31,800 plus professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.