I instructed a high street firm for my conveyancing in Carbis Bay today. After carefully reading the official terms of business it is apparent thatI am on the hook for charges even if our purchase aborts. Would I be best advised to choose a web based lawyer advertising no move no charge conveyancing in Carbis Bay?

Generally there is a concession along the lines that if "No Completion No Fee" is advertised then the conveyancing charges will generally be uplifted to counteract those conveyances that do not go ahead. You should be mindful that these schemes rarely protect you from expenses for instance Carbis Bay conveyancing search costs.

The owners have very assertive sellers who has insisted on a exclusivity contract with a deposit two thousand pounds. Are such agreements the norm for Carbis Bay conveyancing transactions?

Lock out agreements are contracts binding a home owner and prospective buyer granting the buyer a ‘clear field’ to purchase the premises within an agreed time frame. For all intents and purposes, a lock out is a document specifying that you will be issued with a contract at a later date which is the contract for the actual sale. It tends to be used for buyer assurance though in some cases, the vendor may stand to benefit from such agreements as well. There are numerous pros and cons to having an agreement but you should to check with your conveyancer but note that it may result in incurring more in conveyancing charges. In light of these reasons these agreements are not popular in relation to conveyancing in Carbis Bay.

i am purchasing a new build house in Carbis Bay benefiting from help to buy. The developers would not reduce the amount so I negotiated £7000 of extras instead. The estate agent advised me not disclose to my lawyer about the extras as it could jeopardize my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.