We're in Castelnau, First time buyers purchasing with a mortgage (lender is TSB , and our lawyer is on the TSB conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can I be sure that the Castelnau conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Castelnau getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.
Last month we had a mortgage agreed in principle with Nottingham. Castelnau conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Nottingham?
Some lenders take longer than others. Have Nottingham conducted the survey? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have a mortgage with Santander for my property in Castelnau. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval in advance of renting your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel lawyer.
Are there restrictive covenants that are commonly identified as part of conveyancing in Castelnau?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Castelnau. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What makes your site different to alternative web based conveyancing solicitors when it comes to conveyancing in Castelnau?
At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Castelnau. Unlike many estate agents and brokerage sites we do not charge firms a commission if you appoint them for your conveyancing in Castelnau
Am I best advised to use a Castelnau conveyancing practitioner in close proximity to the house I am purchasing? An old friend can deal with the legal formalities but his firm is located 300kilometers away.
The primary upside of using a high street Castelnau conveyancing firm is that you can drop in to sign paperwork, present your ID and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were content that should outweigh using an unknown Castelnau conveyancing lawyer solely due to them being round the corner.