What can a local search tell me about the house my wife and I buying in Charlton?

Charlton conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search plays an important part in most Charlton conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search will provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

I'm buying a new build house in Charlton with a mortgage from Godiva Mortgages Ltd. The developers refused to move on the price so I negotiated 6k of extras instead. The estate agent told me not to tell my lawyer about the deal as it would affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How easy is it to change firm as I have to appoint one who is on the Bank of Ireland conveyancing panel. I hired a family conveyancing solicitor in Charlton round the corner but he is not approved by Bank of Ireland

It would be our pleasure to help you select a conveyancing solicitor in Charlton on the Bank of Ireland panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Charlton. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Charlton.

Completion is due on the disposal of our £300,000 maisonette in Charlton next week. The management company has quoted £372 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Charlton?

Charlton conveyancing on leasehold flats usually necessitates the purchaser’s conveyancer sending enquiries for the landlord to answer. Although the landlord is not legally bound to respond to such questions most will be content to assist. They are entitled to invoice a reasonable charge for responding to enquiries or supplying documentation. There is no set fee. The average fee for the information that you are referring to is over three hundred pounds, in some situations it is above £800. The management information fee demanded by the landlord must be accompanied by a summary of entitlements and obligations in respect of administration fees, otherwise the invoice is technically not due. In reality you have no option but to pay whatever is requested of you should you wish to sell the property.

I have had difficulty in trying to purchase the freehold in Charlton. Can this matter be resolved via the Leasehold Valuation Tribunal?

You certainly can. We are happy to put you in touch with a Charlton conveyancing firm who can help.

An example of a Lease Extension case for a Charlton premises is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case affected 2 flats. The number of years remaining on the existing lease(s) was 72 years.

I have appointed a Charlton conveyancing solicitor for our home move (novice purchasers) and have picked up in the terms and conditions that they are not overseen by the Financial Conduct Authority. Need I be worried or is that usually the case with solicitor?

We can't see why they should be. Most property lawyer don't lend money. You should check that they are regulated by the SRA, who have strict rules covering monies sitting on client account.