I have just started taking steps with a view to swapping over from my current homeowner home loan to a BTL Leeds Building Society mortgage. I was told by my financial advisor that I need a lawyer as part of the process. I spoke to my past Cheadle conveyancing solicitor who dealt with the legals when I first purchased the premises. The fee estimate supplied of £550 is surprising as its a remortgage than a sale or purchase.

The costs illustration is fractionally on the high side. If you are content to invest time scrutinising charges you could get the conveyancing a bit cheaper by say £100 plus VAT. That being said, assuming were pleased with the service the firm offered you couldcome to regret opting for an a cheaper solicitor. Remember to ensure that the solicitor can act for Leeds Building Society. You can make use of our search tool to select a Cheadle conveyancing firm on the Leeds Building Society approved list of lawyers, which can often include conveyancing solicitors in Cheadle.

Having sold my house in Cheadle last October but my buyer keeps telephoning daily complaining that his conveyancer needs to hear from myconveyancer. What should have happened now that I have sold?

Following your disposal your solicitor is obliged to send the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also send confirmation that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion procedures specific conveyancing in Cheadle.

I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would much rather appoint a Cheadle based conveyancing firm?

Do check but the the likelihood is that appoint one of their panel lawyers if you accept the "fee-free" incentive. Speak to the lender to ask if they allow a monetary alternative. Some lenders have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Cheadle.

I am buying a new build apartment in Cheadle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Cheadle

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

I decided to have a survey done on a property in Cheadle before appointing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks will refuse to issue a loan on such a property.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheadle. Conveyancing may be slightly more expensive based on your lender's requirements.