My mortgage broker has asked me for my Chester solicitor’s panel member for the Santander conveyancing panel. How do I discover this. I have contacted my local Chester branch but they cant find it on their system.

The sensible thing to do is ask for this information from your Chester conveyancing practitioner . Most Chester conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

My wife and I are buying a newly built flat in Chester and my conveyancer is advising me that she has to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to sign contracts and I don't want to delay deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Is there anything unique about your site and alternative web based conveyancing solicitors when it comes to conveyancing in Chester?

At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Chester. Unlike many estate agents and brokerage sites we are not in the business of charging firms a commission if you instruct them for your property ownership legalities in Chester

My partner has recommend that I appoint his conveyancers in Chester. Do I follow his advice?

Much as we are happy to recommend a Chester conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to get referrals from friends or family who have previously instructed the firm you're are thinking of instructing.

I am attracted to a couple of apartments in Chester both have in the region of fifty years left on the lease term. Will this present a problem?

A lease is a right to use the premises for a prescribed time frame. As the lease shortens the marketability of the lease deteriorates and results in it becoming more expensive to extend the lease. For this reason it is often a good idea to extend the lease term. Sometimes it is difficult to sell a property with a short lease because mortgage companies less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you get professional help from a solicitor and surveyor with experience in this area.

Chester Leasehold Conveyancing - Sample of Queries before buying

It is important to be aware whether changing the roof or some other significant cost is coming up that will be shared by the leasehold owners and will materially increase the the maintenance charges or result in a specific invoice. Does the lease have onerous restrictions? It would be prudent to enquire if there are any onerous prohibitions in the lease. For instance it is very common in Chester leases that pets are not allowed in certain buildings in Chester. If you like the propertyin Chester yet your cat can’t make the move with you then you will be faced hard determination.