Can the conveyancing solicitors that you recommend perform conveyancing in Church Stretton by way of an attended exchange?
We do have a number of conveyancing specialists carrying out personalised exchanges. You should contact us to get a costs illustration and details as to dates.
We are purchasing a 3 bedroom semi in Church Stretton. The intention is to carry out a loft conversion at the property.Will legal investigations on the property involve investigations to determine if these works were previously refused?
Your conveyancer should check the deeds as conveyancing in Church Stretton can occasionally identify restrictions in the title deeds which prevent certain changes or need the permission of another owner. Many extensions need local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
We have agreed to purchase a house in Church Stretton. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
Given that your lender is Bank of Ireland your lawyer must follow the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease fails to satisfy these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Church Stretton.
The mortgage over my property is with Kent Reliance for my property in Church Stretton. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
You must advise Kent Reliance in advance of renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel lawyer.
I need some expedited conveyancing in Church Stretton as I have a deadline to sign on the dotted line in less than 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Church Stretton the following are examples of what can appear and therefore impact the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...
I'm refinancing my current house to a BTL loan with Nottingham Building Society and intend to use the remaining equity as a deposit on further house. The location we are interested in is Church Stretton. Will your lawyers be able to act for both sets of banks and link together the transactions?
Make use of our search tool on this page to check that the solicitors are on the appropriate lender panels. Having checked that they are your lawyer should be able to connect the two deals but you should talk with you solicitor and specify your expectations and requirements.
My father-in-law has suggested that I instruct his lawyers for conveyancing in Church Stretton. Should I choose my own solicitor?
There are no two ways about it the best way to find a conveyancing lawyer is to have feedback from friends or relatives who have experience in using the solicitor you're contemplating using.