Is there a reason to appoint a City Of London conveyancing practice given that web based alternatives are easier on the wallet?

To take your time to find get 2 or 3 like-for-like quotes for conveyancing costs in City Of London and you should seek an affordable fee calculation but don’t expend your energy scouring the internet for the cheapest City Of London conveyancer. Locating the right conveyancer can mark the distinction between a smooth and a frustrating house move. It is important that you ensure that you have expert advice from an experienced solicitor. An e-mail can never take the place of a telephone call and can never replicate a one to one appointment. Our partner firms will find you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from beginning to end, providing a level of hand holding that you are unlikely to received from an web based conveyancer. Our lawyers will update you on headway and keep you informed. If you ever need to call the office you will be sure who to ask for and we'll be sure you're not left wondering what's going on.

Me and my partner are purchasing a house in City Of London. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with Virgin Money. City Of London conveyancing practitioners were appointed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?

There is no definitive answer here. Have Virgin Money completed the valuation? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have a mortgage with Nationwide for my property in City Of London. Conveyancing was finalised 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?

You must advise Nationwide prior to letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel lawyer.

I used Action Conveyancing several years ago for my conveyancing in City Of London. Now, I need my files however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in City Of London of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I opted to have a survey completed on a house in City Of London ahead of appointing solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to give a loan on such a premises.

It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in City Of London. Conveyancing may be slightly more expensive based on your lender's requirements.

I am due to consider costs for conveyancing in City Of London from numerous property lawyer and decide on one. Do I get them to sit tight until I have found somewhere to purchase.

You should wait to get your solicitor to open a file and submit searches once the sales confirmation has been sent by the estate agent particularly as City Of London conveyancing searches are a couple of hundred pounds.