Recently contacted my conveyancing lawyer in Clacton On Sea who completed the legal work 18 months ago and wanted a conveyancing quote based on an identical type of house move (a leasehold property and a freehold property) of similar values with a home loan from . It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for an alternative conveyancer?

The charges appear a little high.If you shop around you could shave off some of the expense by perhaps £100 plus VAT. On the other hand, providing that you were happy with the assistance the firm gave you couldlive to rue choosing an a cheaper lawyer. Remember to be sure that the solicitor can represent . Do utilise our search tool to choose a Clacton On Sea conveyancing firm on the conveyancing panel, which can often include conveyancing solicitors in Clacton On Sea.

Forgive me if this question is silly but I am new to the process as a first time buyer of a ground floor flat in Clacton On Sea.Do I receive the keys to the house on completion from my lawyer? If this is the case, I will find a local conveyancing solicitor in Clacton On Sea?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to pick up the keys from the property Agents and move into your new home. Usually this occurs early afternoon.

i am purchasing a new build house in Clacton On Sea with a mortgage from . The sellers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my conveyancer about this deal as it will adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.