It is a dozen years since I acquired my house in Clarborough. Conveyancing lawyers have just been appointed on the sale but I can't track down the title deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be kept by your mortgage company or they could be in the possession of the conveyancers who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Clarborough relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
When looking at online forums for an affordable solicitor in Clarborough, most post that I must use a CQS assured solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes through the scheme protocol It covers many partnerships who perform conveyancing in Clarborough.
How does conveyancing in Clarborough differ for new build properties?
Most buyers of new build or newly converted property in Clarborough contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because developers in Clarborough tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Clarborough or who has acted in the same development.