AssumingI was to acquire a simple residential propertyin Cockfosters mortgage fee and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Cockfosters?

Any savings you would make would be isolated to the Cockfosters conveyancing searches. The lawyer still be obliged to do everything else - money laundering, liaising with your sellers conveyancing practitioner, SDLT return, register the ownership etc. A slight saving might be made by not needing to register a charge however it won't be meaningful.

At what point can the exchange of contracts happen for domestic conveyancing in Cockfosters and am I required to be at the lawyers office?

Where you are in close proximity to our conveyancing solicitors in Cockfosters you are welcome to come in to sign documents. That being said, the firms we work with provide a countrywide conveyancing service and give as equally diligent and professional a job for you when dealing with you electronically. The executing of the contract is not when everything is set in stone. Signing on the dotted line simply enables the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cockfosters)to be in the office at the appropriate time.

I am buying my first flat in Cockfosters with a mortgage from The Royal Bank of Scotland. The sellers would not reduce the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not reveal to my lawyer about this side-deal as it will affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We're first time buyers - had an offer accepted, but the estate agent advised that the owners will only go ahead if we use the agent's preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Cockfosters

It is improbable the owners are driving this. Should the owner desire ‘a quick sale', turning down a genuine buyer is not the way to achieve this. Avoid the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are ready to go, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you will continue to use your preferred Cockfosters conveyancing solicitors - as opposed tothe ones that will provide their estate agent a commission or hit his conveyancing figures demanded by corporate headquarters.

Are all Cockfosters legal practices on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can drop into your local bank branch in Cockfosters. the probability is that they can recommend conveyancing solicitors in Cockfosters