I have been recommended a conveyancing solicitor in Copse Hill. I I would like to check if they are accepted on the approved list of lawyers. Can you advise?
You should phone the conveyancer and enquire if they are on the lender panel. Otherwise please call who may be able to confirm.
Me and my brother have a renovated Edwardian property in Copse Hill. Conveyancing lawyer represented me and . I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. Is it worth asking to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Copse Hill and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who conducted the purchase.
How does conveyancing in Copse Hill differ for new build properties?
Most buyers of new build residence in Copse Hill contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because new home sellers in Copse Hill tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Copse Hill or who has acted in the same development.