I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Coulsdon? or I am told that there is an ancient law that means some owners of property residing in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in Coulsdon?
Unless a prior acquisition of the property took place after 12 October 2013 you could take it that lawyers delivering conveyancing in Coulsdon to remain recommending a chancel search and or insurance against a claim.
I have a semi-detached Edwardian property in Coulsdon. Conveyancing solicitor represented me and . I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Coulsdon and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing lawyer who conducted the work.
I'm refinancing my current property to a BTL mortgage with and intend to use the remaining equity towards another house. The location we are talking about is Coulsdon. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Do use our search tool on this site to check that the lawyers are approved by both mortgage companies. Having checked that they are the solicitor should be able to connect the two transactions but you should have a chat with you conveyancer and communicate your expectations and requirements.