Our Crofton lawyer has spotted an inconsistency between the information in the home valuation report and what is revealed within the conveyancing documents. My solicitor has advised that he is obliged to check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance legitimate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Having spent time reading moneysavingexpert.com for a conveyancing solicitor in Crofton, most say that I must use a CQS kitemarked solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes via the scheme protocol the standard covers many companies who handle conveyancing in Crofton.
I'm remortgaging my current property to a BTL mortgage with Bank of Ireland and I will use the ballance of the raised equity towards a second property. The location we are looking at is Crofton. Will your lawyers be able to act for the two banks and tie in the two deals?
Make use of our comparison tool on this site to check that the conveyancers are approved by both lenders. Assuming that they are the conveyancer should be able to tie up the two deals but you should talk with you conveyancer and specify your expectations and needs.
I need to find a conveyancing solicitor for some conveyancing in Crofton. I have stumble across a web site which seems to have the perfect offering If there is a chance to get all formalities done via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How does one remove a departed person's details from the title deeds for a property in Crofton?
Where a Crofton property is jointly owned and one of the proprietors passes away, the name will not immediately be removed from the title deeds. You are not required to amend the title as in the event of a disposal you would simply need to supply proof why the joint owner is not a party to the conveyance, normally this is in the form of the probate documents.
With a view to making things smoother in the future you may apply to have the deceased person erased from the title by applying to HM Land Registry with evidence of the death. There is no fee from the Registry for this service.