Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Deanshanger so that I can attend their offices if required.

Whereas this was necessary twenty years ago, most banks no longer need their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to hand over identification documents and there are still manifest advantages to using a local solicitor, in your situation a conveyancing solicitor in Deanshanger.

I am helping my step-mother sell her property in Deanshanger. Will the conveyancing solicitor arrange the energy performance certificate or it is for me to see to?

Following the abolition of HIPs, energy assessments was left as a required component of moving property. An EPC must be to hand before the property is placed on the market. It is not something that law firms ordinarily arrange.If you are instructing a Deanshanger conveyancing solicitor they might help arrange energy performance certificates given their relationships with reputable local assessors

Should our lawyer be asking questions about flooding as part of the conveyancing in Deanshanger.

Flooding is a growing risk for lawyers dealing with homes in Deanshanger. There are those who purchase a property in Deanshanger, fully expectant that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Lawyers are not best placed to give advice on flood risk, however there are a numerous checks that can be initiated by the purchaser or on a buyer’s behalf which will give them a better appreciation of the risks in Deanshanger. The conventional set of information sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to discover whether the premises has suffered from flooding. If the residence has been flooded in past which is not revealed by the seller, then a buyer could commence a legal claim for losses resulting from an incorrect response. A buyer’s conveyancers may also conduct an enviro search. This will indicate whether there is any known flood risk. If so, additional inquiries should be initiated.