Will our solicitor be asking questions concerning flooding as part of the conveyancing in Edenbridge.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Edenbridge. Some people will buy a house in Edenbridge, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Conveyancers are not qualified to offer advice on flood risk, however there are a number of searches that may be carried out by the buyer or on a buyer’s behalf which should figure out the risks in Edenbridge. The standard information given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to discover if the premises has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the seller, then a buyer could commence a claim for damages as a result of such an misleading response. The buyer’s lawyers will also carry out an enviro report. This will indicate if there is a recorded flood risk. If so, additional investigations will need to be conducted.

The deeds to our property are lost. The solicitors who did the conveyancing in Edenbridge 10 years ago have long since closed. What are my next steps?

As long as the title is registered the details of your proprietorship will be documented by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and obtain current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

Due to the encouragement of my in-laws I had a survey completed on a property in Edenbridge ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of premises.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Edenbridge. Conveyancing will be smoother if you use a solicitor in Edenbridge especially if they are familiar with such properties in Edenbridge.

Is it possible to switch firm as I have to choose one who is on the Yorkshire Building Society conveyancing panel. I instructed a family conveyancing solicitor in Edenbridge five minutes from me but the firm is not approved by Yorkshire Building Society

It would be our pleasure to assist you find a conveyancing solicitor in Edenbridge on the Yorkshire Building Society panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Edenbridge. In making use of the find a conveyancing solicitor tool on this website, you can compare charges for conveyancing solicitors in Edenbridge and throughout England and Wales.

Are all Edenbridge solicitors on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can go into your local bank branch in Edenbridge. Chances are that they will know some good conveyancing solicitors in Edenbridge