My wife and I are purchasing residence in Ely. My lawyer has never been on on the mortgage company approved list. Can I still retain my Ely conveyancing solicitor notwithstanding that they are not on the bank approved list?

You will need to have a property lawyer to complete the legal work required when you take out a loan to buy your property. They will conduct all the necessary legal checks on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is in order. One can appoint a Ely property lawyer of your choosing. However, if the lawyer appointed is not on the mortgage company approved list additional charges will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so provided your solicitor has not historically sought membership they should do so.

Do the Building Society Association intend to launch a searchable register to to identify solicitors on the Coventry BS conveyancing panel for example in Ely?

Lexsure has not been advised of any plans on the part of the BSA to develop such a register.

What is your number one tip for finding a conveyancing solicitor in Ely

We would encourage you not to base your choice on the cheapest Ely conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

Does a directory service exist listing Co-operative panel conveyancers in Ely on the Building Society Association’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available online. If you are in need of a Ely lawyer on the Co-operative please use our facility.

I had an offer accepted on an apartment in Ely on 24/11/2025, valuation was booked five days later, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

About to purchase a new build apartment in Ely. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Ely

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I was pointed in your direction by numerous property agents in Ely to locate a conveyancer on your site. Is there a financial upside for Estate Agents to market your services over alternative conveyancing organisations?

We refuse to offer any referral fee for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.