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Find a Epsom and Ewell Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Epsom and Ewell? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Epsom and Ewell conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Epsom and Ewell conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Epsom and Ewell

Would the conveyancing practitioners to be found on your site execute auction conveyancing in Epsom and Ewell?

There are a number of auction lawyers we can put you in touch with those specialising in auction conveyancing. Epsom and Ewell is just one of hundreds of areas of in which our lawyers have offices.

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Epsom and Ewell?

There are many registered licenced Conveyancers in Epsom and Ewell and Solicitor firms in Epsom and Ewell offering conveyancing We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. Both can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We are buying a 3 bedroom semi in Epsom and Ewell. The intention is to an extension at the rear at the property.Will the conveyancing process include enquiries to determine if these works are allowed?

Your solicitor will check the registered title as conveyancing in Epsom and Ewell will sometimes identify restrictions in the title documents which prohibit certain alterations or necessitated the consent of another owner. Certain additions need local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

Can I be sure that the Epsom and Ewell conveyancing solicitor on the HSBC panel is any good?

When it comes to conveyancing in Epsom and Ewell seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your transaction.

I'm purchasing my first flat in Epsom and Ewell with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not to tell my lawyer about the side-deal as it may jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Epsom and Ewell is the location of the property. Is there any advice you can give?

Flying freeholds in Epsom and Ewell are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Epsom and Ewell you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Epsom and Ewell may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I've recently bought a leasehold property in Epsom and Ewell. Do I have any liability for service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Epsom and Ewell conveyancing firm to act on my behalf?

Where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to assess the price.

An example of a Lease Extension case for a Epsom and Ewell flat is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case was in relation to 1 flat. The unexpired residue of the current lease was 60.43 years.

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Find out more about how flying freehold can affect your the value of a property.