We went with a Euxton based firm for our conveyancing in Euxton today. Upon checking the Ts and Cs it is apparent thatwe are responsible for charges even where the transaction does not complete. Should I ditch them and choose an on-line solicitor practice promoting no-sale-no-fee conveyancing in Euxton?
It is usually a trade off in that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be more expensive to cover the conveyances that do not proceed. Do bear in mind that these deals generally do not protect you from expenditure by way of example Euxton conveyancing search charges.
We are a couple about to sign contracts for a freehold house in Euxton. We encountered a stumbling block. Our mortgage offer with Platform Home Loans Ltd runs out on 13/3/2026 but the owners are suggesting a completion date of 17/3/2026. Is it possible to extend the loan offer?
The person best placed to address this issue is your lawyer who will hopefully assess whether they should be discussing with the lender, owner’s solicitors, estate agents or indeed all parties based on the history of your house move to date.
Forgive me if this question is silly but I am unexperienced as a 1st time purchaser of a ground floor flat in Euxton. Do I collect the keys to the house on completion from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Euxton?
On the day of completion you do not need to go to the conveyancers office in Euxton. Your solicitors will transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you will be able to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
I happen to be the sole recipient of my late grandmother’s estate and I have everything in my name now, including the house in Euxton. Conveyancing formalities meant that the Land Registry date was in December. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship could be considered the same way as if I'd bought the property in December. Do I have to wait half a year to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. Most lenders would take a sensible view as this obligation is chiefly there to identify the purchase and immediately sell or the quick reselling of property.
I have decided to exercise my right to buy my property in Euxton off the council. I have a mortgage agreed with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I need some quick conveyancing in Euxton as I have an ultimatum to sign on the dotted line in less than 3 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not taking a home loan you have the choice not to have searches carried out although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Euxton the following are instances of issues that can appear and adversely affect the marketability of the property: Enforcement Notices, Outstanding Fees, Overdue Grants, Railway Schemes,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Euxton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Euxton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’