We're in Finchampstead, FTBs buying with a mortgage (lender is Co-operative , and our solicitor is on the Co-operative conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I'm buying a new build house in Finchampstead with a mortgage from Nationwide Building Society. The builders would not reduce the price so I negotiated 6k of additionals instead. The property agent advised me not to tell my conveyancer about this extras as it will impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Finchampstead is the location of the property. What do you suggest?

Flying freeholds in Finchampstead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Finchampstead you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Finchampstead may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is it possible to change firm as I have to choose one who is on the Lloyds TSB Bank conveyancing panel. I had appointed a local conveyancing solicitor in Finchampstead round the corner but the firm is not approved by Lloyds TSB Bank

It would be our pleasure to help you select a conveyancing solicitor in Finchampstead on the Lloyds TSB Bank panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Finchampstead. In utilising the find a conveyancing solicitor tool on this website, you can compare fees for conveyancing solicitors in Finchampstead and beyond.

My step-father has suggested that I instruct his conveyancing solicitors in Finchampstead. Do I follow his advice?

There are no two ways about it the ideal way to choose a conveyancing solicitor is to get referrals from friends or family who have actually previously instructed the solicitor that you are are thinking of instructing.