I am acquiring a property mortgage free in Flint. I have been living for the previous twelve years in Flint. Conveyancing searches are exorbitant. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a home loan, then all but one or two of the Flint conveyancing searches are optional. Your solicitor will try and steer you, perhaps strongly, that you should have searches completed, but he has a professional duty to take that path of encouragement . Do consider; if you are intend to dispose of the house at a future date, it could be of relevance to your future buyer what the searches determine. There are plenty of instances where premises with apparent issues can still show up detrimental search results. A competent conveyancing solicitor in Flint will be able to give you some practical advice in this regard.
I had intended to instruct a conveyancing solicitor in Flint for our house purchase. Our broker has since notified us that our mortgage lenders Yorkshire Building Society won't deal with them. Surely this is unfair competition?
A bank will require an approved conveyancer act for it. You would be liable to meet the charges for this. Please make use of our search facility to get a quote from a solicitor to carry conveyancing in Flint on the Yorkshire Building Society conveyancing panel.
We are purchasing a property and the solicitor has raised the issue of Chancel Repair to which the property could be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly warranted for conveyancing in Flint
Unless a previous purchase of the house completed post 12 October 2013 you could take it that solicitors delivering conveyancing in Flint to remain recommending a chancel search and or insurance against a claim.
The deeds to our home are lost. The solicitors who dealt with the conveyancing in Flint 10 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical official documentation to establish that you own the land or property, given that the Land Registry have everything they need in a digital format.
I decided to have a survey completed on a property in Flint in advance of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will not issue a loan on a flying freehold property.
It varies from the lender to lender. Santander has different instructions from Halifax. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Flint. Conveyancing may be slightly more expensive based on your lender's requirements.