Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Fortis Green so that I can pop in to their offices if required.
These days conveyancing panel lawyers for banks conduct their communications via the post, e-mail or over phone calls. This enables them to undertake the conveyancing transaction regardless of where you live in England or Wales. Nevertheless you should check if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
I am acquiring a house mortgage free in Fortis Green. I have resided for the previous 15 years in Fortis Green. Conveyancing searches are a lot of money. Given that I know the road and vicinity intimately must I have all the conveyancing searches?
If you not getting a mortgage, then all but one or two of the Fortis Green conveyancing searches are at your discretion. Your lawyer will 'advise', perhaps strongly, that you should have searches completed, but she is duty bound to do this. One thing to consider; if you are going to sell the house one day, it may be of interest to your prospective purchaser what the searches contain. Sometimes premises with no practical issues can still show up detrimental search results.A good conveyancing solicitor in Fortis Green will be able to give you some practical guidance concerning this.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Fortis Green I like with a park and railway links nearby, the downside is that it only has 51 years unexpired on the lease. There is not much else in Fortis Green suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan that many years will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.