I sincerely hope you can help me. My Freezywater lawyer is informing me me that he has toconduct Freezywater conveyancing searches asthe firm are on the HSBCconveyancing panel. Is my lawyer right?

You have limited options available to you. Given that you are taking out a loan with a lender your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Freezywater conveyancing searches.

What happens if my lawyer’s firm is removed from the Clydesdale Conveyancing panel ahead of completing my conveyancing in Freezywater?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I am buying a house and the lawyer has identified Chancel Repair for which the house could be liable because it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Freezywater

Unless a previous purchase of the premises completed post 12 October 2013 you could assume that solicitors conducting conveyancing in Freezywater to continue to advocate a chancel search and or insurance against a claim.

Is it possible to swap firm as I need to appoint one who is on the Virgin Money conveyancing list. I had appointed a local conveyancing solicitor in Freezywater five minutes from me but he is not accepted by Virgin Money

We will our best to assist in finding you a conveyancing solicitor in Freezywater on the Virgin Money panel. Please note that the property lawyers that we list do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Freezywater. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Freezywater.

Some weeks ago I was informed by my lender that their panel lawyers operate no completion no charge basis for conveyancing in Freezywater. I had a purchase abort nevertheless the conveyancers have invoiced for search fees! They are stating that the fees are nothing to do with their fees!

By offering "no move no fee" Freezywater conveyancing lawyers are writing off their fees for any work conducted. We should make it clear that this is not to be regarded as an insurance scheme. you will still be expected to cover any charges that your conveyancer has outlayed on your behalf for instance Freezywater local authority checks