We are planning to move property in February. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Harborne. Conveyancing lawyer was organised prior to coming across this page.

On the afternoon of completion you can pick up the keys from the property agent however this should only occur after the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be collected. After that you should inform the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a conveyancing in Harborne or a legal practice that specialises in conveyancing in Harborne.

Can you point me to a directory of Nationwide panel solicitors in Harborne on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings visible over the internet. Where you are seeking to appoint a Harborne property lawyer on the Nationwide please use our facility.

I am purchasing a property in Harborne. One unusual aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Virgin Money your lawyer must follow the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook contains minimum requirements for solar panel roof-space leases, and lawyers are required to report to Virgin Money where a lease does not meet these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Harborne.

How does conveyancing in Harborne differ for newly converted properties?

Most buyers of new build premises in Harborne contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because builders in Harborne tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Harborne or who has acted in the same development.

My uncle has suggested that I instruct his conveyancing solicitors in Harborne. Should I choose my own property lawyer?

Much as we are happy to recommend a Harborne conveyancing lawyer the ideal way to select a conveyancing practitioner is to seek recommendations from friends or family who have previously instructed the firm you're contemplating using.

I am in need of some leasehold conveyancing in Harborne. Before diving in I would like to find out the remaining lease term.

Assuming the lease is registered - and most are in Harborne - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a ground floor flat in Harborne, conveyancing formalities finalised in 2008. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Harborne with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 yearly. The lease ceases on 21st October 2082

You have 56 years remaining on your lease we estimate the premium for your lease extension to be between £29,500 and £34,000 plus legals.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.

There are a number of properties in Harborne on private roads. My partner and I are acquiring one such property. Are there any benefits to buying a property on a privately owned road?

Harborne conveyancing firms are used to conveyancing houseson unadopted roads. Your solicitor should review the Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that owners make annual payments for the upkeep of the road. Where one exists, the road should be maintained and look better than publicly owned.