Much to our surprise we have been advised by our IFA that my Hatton property lawyer is not on the lender Solicitor panel. What can I do to be sure if this is correct?
The sensible course of action for you to take is to contact your Hatton conveyancer. You lawyer should inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I had intended to instruct a property lawyer in Hatton for our home move. Our broker informed us that our mortgage company Yorkshire Building Society won't deal with them. Why is this not regarded as unduly restrictive?
A lender may require a panel conveyancer act for it. Borrowers are expected to bear the charges for this. Please make use of our search facility to get a quote from a solicitor to conduct conveyancing in Hatton on the Yorkshire Building Society conveyancing panel.
I recently had an offer agreed on an apartment in Hatton. My financial adviser pressured me to appoint their lawyer. I paid an advanced payment of £200. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a maisonette in Hatton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hatton conveyancer is on the Lloyds conveyancing panel.
I have instructed a Hatton solicitor having made sure that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hatton postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Hatton.
I require quick conveyancing in Hatton as I am faced with an ultimatum to sign on the dotted line inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at free not to have searches conducted although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Hatton the following are instances of what can show up and therefore affect the marketability of the property: Enforcement Notices, Outstanding Fees, Overdue Grants, Road Schemes,...
Is it simple use the search app to get a quote from a conveyancing practitioner in Hatton on the authorised to act for my lender?
Step one is to pick a mortgage company such as Barclays , Chelsea Building Society or Platform Home Loans Ltd then specify your preferred area a common one being Hatton. Conveyancing practices in Hatton and across England and Wales should be listed.