Much to our surprise we have been told by our mortgage broker that my Hull East lawyer is not on the mortgage company Conveyancing panel. What can I do to be sure if this is correct?
You need to call your Hull East conveyancer. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Hull East conveyancing practice that is on the conveyancing panel for your mortgage company.
We were just about to sign contracts for a ground floor flat in Hull East. We encountered a stumbling block. Our mortgage offer with Bank of Scotland expires on 17/3/2026 but the vendors are insisting on a completion date of 19/3/2026. Can one prolong the mortgage offer?
The best person to address this issue is your lawyer who will hopefully assess whether they corresponding with the mortgage company, vendor’s representatives, selling agents or possibly all parties taking into account what has happend in your transaction to date.
It is is a decade since I bought my property in Hull East. Conveyancing lawyers have recently been instructed on the sale but I can't find the title documents. Will this cause complications?
Don’t worry too much. First the deeds may be kept by the lender or they may still be with the lawyers who oversaw the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Hull East involves registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
My colleague suggested that if I am purchasing in Hull East I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Hull East conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Hull East around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Hull East Education with plans and statistics, Local Amenities and other useful data concerning Hull East.
I am thinking of appointing a conveyancing solicitor in Hull East for my purchase. Can I check a firm’s record with the legal regulator?
One may find presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor call for training reasons.