Can I use your services to find a Conveyancing solicitor in Kenley even where I’m not purchasing or selling a house, for instance if I wish to buy a shop in Kenley with a mortgage from Yorkshire Building Society?
Our search tool is predominantly used to get a quote from domestic conveyancing solicitors in Kenley but we have listed towards the end of this page some Kenley commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Yorkshire Building Society
I am considering applying for a Coventry BS mortgage for purchase of a newly converted (under development) in Kenley with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Coventry BS ?
There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Are all Kenley Conveyancing Quality Solicitors on the Skipton conveyancing list of approved practices?
A selection of lenders now utilise CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
My husband and I have organised a further advance on our mortgage from Kent Reliance as we intend to carry out a loft conversion to our home in Kenley. Do we need to appoint a local Kenley solicitor on the Kent Reliance conveyancing panel to deal with the legals?
Kent Reliance don't usually instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Kenley solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Kenley surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Due to the guidance of my in-laws I had a survey completed on a property in Kenley before retaining solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies tend refuse to give a loan on such a property.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kenley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kenley to see if the conveyancing costs will increase in light of this.
Am I best advised to use a Kenley conveyancing lawyer in close proximity to the house I am hoping to buy? We have a good friend who can perform the legal formalities but his firm is located 300miles away.
The primary upside of using a high street Kenley conveyancing firm is that you can attend the office to sign paperwork, hand in your ID and pester them if necessary. Having local Kenley know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were happy that should trump using an unfamiliar Kenley conveyancing lawyer just because they are local.