As I am unsure how the conveyancing bit works what is the most important piece of guidance you can give me concerning purchase conveyancing in Kingsbury?

You may not hear this from too many lawyers but conveyancing in Kingsbury and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the legal transfer of property. For instance, the vendor, estate agent and even potentially your bank. Choosing a solicitor for your conveyancing in Kingsbury an important selection as your conveyancer is your adviser, and is the ONLY person in the legal process whose responsibility is to protect your legal interests and to keep you safe.

There is a worrying ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you must always trust your lawyer above the other parties in the conveyancing process.

My bank has suggested solicitors on their panel based in Kingsbury but I would rather choose a conveyancing lawyer in Kingsbury local to me. Are you able to assist?

The minority of Kingsbury conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use the above search tool to identify a Kingsbury conveyancing firm on the on the lender panel.

We are buying a flat in Kingsbury. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to deposit our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

This question may be naive but I am new to the home moving as a 1st time purchaser of a ground floor flat in Kingsbury. Do I receive the keys to the property on the completion date from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Kingsbury?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the vendor’s solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. This tends to happen early afternoon.

We were going to get a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Kingsbury solicitors on the Clydesdale conveyancing panel, or is it better to go independently?

You will need to appoint Kingsbury solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.

The deeds to my property can not be found. The conveyancers who dealt with the conveyancing in Kingsbury 5 years ago are no longer around. Will I be able to sell the house?

As long as the title is registered the details of your ownership will be documented by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one round the corner in Kingsbury I like with open areas and railway links nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Kingsbury in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a home loan the shortness of the lease will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.