Do all mortgage companies provide you with an approved list of Langstone conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?

Langstone conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.

Are there restrictive covenants that are commonly identified during conveyancing in Langstone?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Langstone. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am a fortnight into a leasehold purchase having been recommend to conveyancers by the local agent to perform conveyancing in Langstone. I am am very disappointed with the level of service. Could you help me find new solicitors?

A conveyancer would need to be really bad in order to consider changing them. Has the mortgage been issued? In the event that it has you will need to advise them of the replacement lawyer and have the mortgage documents are re-issued. Your conveyancer should be on the mortgage company approved list to avoid escalating costs and complications. So that should be your starting point. Our search tool will assist you in finding a lender approved lawyer for your home move in Langstone

I am in need of some leasehold conveyancing in Langstone. Before diving in I require certainty as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Langstone - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the registered owner of a split level flat in Langstone, conveyancing having been completed 3 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Langstone with a long lease are worth £176,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease ends on 21st October 2106

With just 80 years unexpired we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.

We had our home loan agreed in principle yesterday with our lender. We are using a long established conveyancer in Langstone yesterday. Today, our financial adviser phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we had no idea that the lender had some control over our choice Is this permitted?

You are permitted to appoint any conveyencer you prefer to select including the said conveyancer in Langstone nevertheless if your bank aren't happy with them you would have to pay an extra fee so your lender can retain their own lawyers. sometimes it is possible your solicitor may apply to get included on to the mortgage company list of approved firms. You can use internet search facilities including lenderpanel.com to find a conveyancing solcitor in Langstone on the mortgage company panel. You can go into your high street bank branch in Langstone. They will know some good conveyancing solicitors in Langstone on the approved list.