I am in the market for a reasonably priced conveyancer. Do I opt for a web based conveyancer as opposed to a local Lee On The Solent conveyancing solicitor?

Generally conveyancing solicitors in your area will have strong alliances with your local authority, which could help with your Lee On The Solent conveyancing searches that your conveyancer will require on your transaction. It can only be a plus if they have strong relationships with the Local Land Registry Office your area Lee On The Solent, other property lawyers in the neighbourhood and Lee On The Solent Estate Agents.

We are a couple about to exchange contracts for a property in Lee On The Solent. We encountered a problem. Our mortgage offer with Bank of Ireland runs out on 5/2/2026 but the vendors are insisting on a completion date of 9/2/2026. Can one prolong the loan expiry date?

The best person to address this concern is your solicitors who will hopefully calculate whether he or she is corresponding with the mortgage company, vendor’s solicitors, selling agents or indeed all parties taking into account the circumstances your transaction to date.

My house in Lee On The Solent is up for sale and I have a purchaser. Does my lawyer need to be on the Bank of Ireland conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.

There are a variety of conveyancing solicitors in Lee On The Solent but how do I know who's good?

It would be unwise to be swayed by the cheapest Lee On The Solent conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

HSBC have agreed my home loan in principle, my bid on a flat in Lee On The Solent has been agreed to, what happens next?

Your estate agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Call up HSBC or your financial adviser and finish off any outstanding documentation. HSBC will instruct a valuer who will get in contact with the estate agent or seller to arrange a time for the valuation to occur. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. HSBC will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Lee On The Solent.

I have finally had an offer on a flat in Lee On The Solent accepted, the sellers do however have a connected purchase. The sellers have placed an offer on a flat, however it’s not been accepted yet, and have viewings of other flats in the pipeline. I have chosen a nearby conveyancing solicitor in Lee On The Solent. What should be my next step? At what stage do I apply for the mortgage with Lloyds?

It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then valuation, Lee On The Solent conveyancing search fees, etc). First, you must ensure that your lawyer is on the Lloyds approved list. Concerning the next steps this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. During a rising market the majority of home buyers will apply for a home loan with Lloyds and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to press on with searches.

About to purchase a new build apartment in Lee On The Solent. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Lee On The Solent

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision.