Will my conveyancing lawyers need to check that the building insurance when buying a house in Little Ilford. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/12/2025, the requirements read as follows :

Are all Little Ilford Conveyancing Quality Solicitors on the Skipton conveyancing list of approved practices?

A selection of banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

When it comes to mortgage companies such as Nationwide, do Little Ilford solicitors incur a fee to be on the list of approved solicitors?

We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Little Ilford building society branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Little Ilford conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend based on their published requirements. I have no idea who is right.

As long as the conveyancing practitioner is on the bank panel, they must follow the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I have recentlybeen informed that Stirling Law have been shut down. They carried out my conveyancing in Little Ilford for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is in my name in the name of the previous owner?

The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Little Ilford conveyancing specialists.

Just had an offer accepted on a new build flat in Little Ilford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Little Ilford

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I'm refinancing my existing property to a buy to let mortgage with Aldermore and intend to use the remaining equity towards another house. The area we are interested in is Little Ilford. Will your solicitors be able to act for both sets of mortgage companies and tie in the conveyances?

Do use our search tool on this page to ensure that the solicitors are on the relevant lender panels. On the basis that they are your solicitor should be able to tie up the two deals but you should talk with you solicitor and make apparent your expectations and requirements.