I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Lower Earley. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/1/2026, the requirements read as follows :
When it comes to mortgage companies such as Nottingham, do Lower Earley conveyancers have to pay a fee to be on the conveyancing panel?
We are unaware of any lender fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house in Lower Earley. An unusual aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Clydesdale your lawyer must comply with the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and lawyers are required to report to Clydesdale where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Lower Earley.
Leeds Building Society have agreed my mortgage in principle, my bid on a house in Lower Earley has been agreed to, what are the next steps?
Your property agent will wish to be informed of your solicitor's details (make sure the property lawyers are on the lender’s approved list). Contact Leeds Building Society or the financial adviser and finalise any appropriate paperwork. Leeds Building Society will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Leeds Building Society will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Lower Earley.
We are selling our house in Lower Earley and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A high street Lower Earley conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used an online conveyancing practice rather than a conveyancing solicitor in Lower Earley. We have lived in Lower Earley for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Lower Earley differ for new build properties?
Most buyers of new build residence in Lower Earley come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Lower Earley tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Lower Earley or who has acted in the same development.
In scouring the world wide web for the words cheap conveyancing in Lower Earley it reveals numerous property lawyersin the vicinity. How do I determine which is the right property lawyer for purchase transaction?
The best method of finding a suitable conveyancer is through a personal testimonial, so ask colleagues and those you trust who have bought a property in Lower Earley or a respected estate agent or financial adviser. Fees for conveyancing in Lower Earley vary, so it's sensible to secure a minimum of four fee estimates from varying types of conveyancers. Make sure that you know that the fees are fixed.