Can I use your services to locate a Conveyancing solicitor in Maltby even if I’m not purchasing or disposing of a house, for example if I want to acquire an office in Maltby with a loan from Norwich and Peterborough Building Society?

Our search tool is mainly utilised to select domestic conveyancing solicitors in Maltby but we have set out at the end of this page a selection of Maltby commercial conveyancing firms. You should make contact with the solicitors directly to establish if they can also act for Norwich and Peterborough Building Society

Please explain the implications if my solicitor is suspended from the Nationwide Conveyancing panel ahead of completing my conveyancing in Maltby?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

We have agreed to purchase a house in Maltby. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?

Given that you are obtaining a mortgage with Co-operative your lawyer must follow the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease does not comply with these provisions. The provisions relate to the installation of panels on properties countrywide and is not restricted to Maltby.

We expect to receive a OIP from Nottingham this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nottingham recommend any Maltby solicitors on the Nottingham conveyancing panel, or is it better to go independently?

You will need to appoint Maltby solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.

HSBC have agreed my home loan in principle, my offer on a apartment in Maltby has been accepted, what happens next?

Your estate agent will want to know who your solicitors are (be sure the conveyancing practitioners are on the lender’s approved list). Call up HSBC or the financial adviser and complete any outstanding paperwork. HSBC will appoint a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to occur. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. HSBC will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Maltby.

How easy is it to transfer to a new conveyancer as I have to find one who is on the Godiva Mortgages Ltd conveyancing panel. I instructed a local conveyancing solicitor in Maltby five minutes from me but she is not accepted by Godiva Mortgages Ltd

It would be our pleasure to help you select a conveyancing solicitor in Maltby on the Godiva Mortgages Ltd panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Maltby. Using the find a conveyancing solicitor tool on this website, you can contrast costs for conveyancing solicitors in Maltby and beyond.

Can you provide any advice for leasehold conveyancing in Maltby with the intention of saving time on the sale process?

• A significant proportion of the delay in leasehold conveyancing in Maltby can be avoided where you appoint lawyers the minute your agents start marketing the property and ask them to collate the leasehold information which will be required by the buyers’ representatives.
In the event that you altered the property did you need the Landlord’s consent? In particular have you installed wooden flooring? Maltby leases often stipulate that internal structural changes or installing wooden flooring calls for a licence issued by the Landlord consenting to such changes. Where you dont have the approvals to hand do not communicate with the landlord without checking with your conveyancer in the first instance. If there is a history of any disputes with your freeholder or managing agents it is essential that these are resolved prior to the flat being marketed. The purchasers and their solicitors will be reluctant to purchase a flat where a dispute is unresolved. You may need to swallow your pride and pay any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is better to reveal the dispute as over rather than unresolved. If you hold a share in a the Management Company, you should ensure that you hold the original share document. Obtaining a new share certificate can be a lengthy process and delays many a Maltby home move. If a duplicate share certificate is required, do contact the company officers or managing agents (where applicable) for this as soon as possible. A minority of Maltby leases require Licence to Assign from the landlord. If this applies to your lease, you should notify your estate agents to make sure that the purchasers obtain bank and professional references. The bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their solicitors.

Maltby Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

What prohibitions are there in the Maltby Lease? This question is important as a) areas could cause problems in the block as the common areas may begin to deteriorate if repairs remain unpaid b) if the leasehold owners have an issue with the running of the building you will wish to have all the details Where a Maltby lease has no more than 80 years it will affect the salability of the apartment. Check with your lender that they are content with residual term of the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you will be be obliged to have owned the premises for two years before you are eligible to exercise a lease extension.