I am in need of a conveyancer. Should I go for for an online conveyancer rather than a local Merriott conveyancing lawyer?

In the main conveyancing practitioners in your location will have strong alliances with your local authority, which can help with your Merriott conveyancing searches that your lawyer will require on your transaction. It can only be a plus if they enjoy existing relationships with the Local Land Registry Office your area Merriott, other property lawyers in the area and Merriott Estate Agents.

I am purchasing a property without a mortgage in Merriott. I have been living for the previous 15 years in Merriott. Conveyancing searches are expensive. As I know the road and vicinity very well must I have all the conveyancing searches?

In the absence of a home loan, then all but one or two of the Merriott conveyancing searches are non-obligatory. Your solicitor will 'advise', no-doubt strongly, that you should have searches done, but she has a professional duty to do this. Do consider; if you are going to dispose of the house at a future date, it may be of relevance to your prospective buyer what the searches disclose. There are plenty of instances where houses with no practical issues can still reveal negative search results.A good conveyancing solicitor in Merriott should provide you some constructive guidance here.

I'm purchasing my first flat in Merriott with the aid of help to buy. The developers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not disclose to my solicitor about this extras as it may affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.