I have just started taking steps with the aim of switching my current homeowner mortgage to a BTL lend mortgage. I have been informed by my broker that I must appoint a lawyer as part of the process. I got in contact with my past Miles Platting conveyancing firm who who completed the conveyancing when I initially acquired the premises. The quote supplied of £500 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The estimate does seem a little steep.If you shop around you could shave off some of the expense by say a hundred pounds. That being said, if you were pleased with the service the firm provided you mightcome to rue choosing an a cheaper lawyer. If is important to be sure the solicitor can represent . You can utilise our search tool to locate a Miles Platting conveyancing firm on the approved list of lawyers, which can often include conveyancing solicitors in Miles Platting.

Do the Building Society Association intend to launch a search tool with a view to list solicitors on the conveyancing panel for instance in Miles Platting?

We would not expect to be advised of any plans on the part of the BSA to develop such a register.

i am buying my first flat in Miles Platting benefiting from help to buy. The developers refused to move on the amount so I negotiated 6k of extras instead. The house builders rep advised me not disclose to my conveyancer about the extras as it may impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.