It is 10 years ago since I bought my house in Morden Park. Conveyancing solicitors have just been instructed on the sale but I can't find my deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could be archived with the conveyancers who handled the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Morden Park involves registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
I am selling my apartment in Morden Park. Does the lawyer need to be required to be on the Kent Reliance conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I require fast conveyancing in Morden Park as I am faced with pressure to sign on the dotted line inside 3 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are are a cash purchaser you are at free not to do searches although no conveyancer would suggest that you don't. With lots of history conveyancing in Morden Park the following are instances of issues that can crop up and therefore affect future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
I have been on the look out for a flat up to £195,000 and found one round the corner in Morden Park I like with open areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Morden Park suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
I need to instruct a conveyancing lawyer in Morden Park for my sale. Is there any facility to review a firm’s record with the profession’s regulator?
You may see documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.