Having been told to check out your service we were about to go ahead with a conveyancing solicitor in Morfa Nefyn recommended on your site but have come across some other quotes on the internet appear cheaper – why is this?

You can find numerous conveyancing companies offering at first sight what seems to be cut price. We suggest that you think long and hard about how much you respect your own move to you are willing to take 'cheap' risks in relation to the standard of the legal work. Some hide additional charges deep into the terms of engagement. The solicitors that we list for conveyancing in Morfa Nefyn will notdo this.

I had intended to instruct a conveyancing solicitor in Morfa Nefyn for our home move. Our financial adviser informed us that our mortgage lenders won't deal with them. Surely this is unduly restrictive?

A mortgage company will require an approved solicitor act for it. Borrowers are expected to bear the charges for this. Please make use of our tool to locate a solicitor to conduct conveyancing in Morfa Nefyn on the member panel.

I'm buying a new build house in Morfa Nefyn with a mortgage from . The builders refused to budge the amount so I negotiated £7000 of extras instead. The property agent suggested that I not to tell my conveyancer about the extras as it may affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.