We're in Needham Market, FTBs purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am assisting my mother sell her flat in Needham Market. Will the conveyancer commission the energy assessment or it is for the owner to coordinate?
Following the demise of HIPs, EPC’s became a mandatory component of moving house. An EPC should be commissioned prior to the property being advertised. It is not as aspect of the sale process that solicitors normally organise. If you are using a Needham Market conveyancing lawyer they might help arrange energy performance certificates given their relationships with long established local energy assessors
This question may be naive but I am new to the home buying as a first time buyer of a ground floor flat in Needham Market. Do I receive the keys to the house on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Needham Market?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the seller's solicitors, and once they have received this, you should be called to receive the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
My sealed bid on a detached house in Needham Market has been agreed to, but there is a chain. The vendors have put an offer on a flat, however it’s not been accepted yet, and have viewings of other flats booked. I have instructed a nearby conveyancing solicitor in Needham Market. What should be my next step? When do I get the mortgage application with Co-operative started?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Needham Market conveyancing search costs, etc). First, you must ensure that your lawyer is on the Co-operative approved list. Regarding the subsequent steps this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. During a rising market the majority of purchasers will apply for the mortgage with Co-operative and pay for the valuation and only if it was satisfactory would they pay their property lawyer to press on with the conveyancing in Needham Market.
I used Wolstenholmes a few years past for my conveyancing in Needham Market. Now, I need the files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Needham Market of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm converting the mortgage on my current home to a BTL mortgage with Clydesdale and I will use the ballance of the raised equity as a down payment on a second house. The area we are interested in is Needham Market. Will your conveyancers be able to act for the two mortgage companies and link together the transactions?
Make use of our search tool on this site to check that the solicitors are on the relevant lender panels. On the basis that they are the lawyer should be able to simultaneously deal with the two transactions but you should have a chat with you lawyer and make apparent your expectations and requirements.
I am thinking of appointing a conveyancing solicitor in Needham Market for my sale. Is it possible to see a firm’s complaints history with the profession’s regulator?
Members of the public can read documented Solicitor Regulator Association (SRA) decisions arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. For information Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.