We are purchasing a flat and need a conveyancing solicitor in New Beckenham who is on the Aldermore conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in New Beckenham.
We're in New Beckenham, FTBs buying with a mortgage (lender is HSBC , and our lawyer is on the HSBC conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
How does conveyancing in New Beckenham differ for newly converted properties?
Most buyers of new build residence in New Beckenham come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is built. This is because developers in New Beckenham usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in New Beckenham or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. New Beckenham is the location of the property. Can you offer any guidance?
Flying freeholds in New Beckenham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Beckenham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Beckenham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are new on the property ladder - agreed a price, yet the property agent has warned us that the seller will only issue a contract if we appoint their chosen lawyers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a family conveyancer accustomed to conveyancing in New Beckenham
It is highly unlikely the sellers are behind this. Should the seller want ‘a quick sale', alienating a motivated buyer is is going to put the whole deal at risk. Speak to the vendors direct and make the point that (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you intend to instruct your own,trusted New Beckenham conveyancing firm - as opposed tothe ones that will give their negotiator at the agency a introducer fee or meet his conveyancing figures pre-set by senior management.