Would the conveyancing lawyers indexed on your site carry out right to buy conveyancing in New Quay?

We do have numerous conveyancing practitioners carrying out right to buy transactions Do get in touch with the solicitors listed with a view to get a costs illustration.

I am aiming to move house in April. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in New Quay. Conveyancing solicitor was organised prior to coming across your website.

On the day of completion you will need to collect the keys from the selling agent however this can only be done once the vendors solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be given over. Subsequently you should inform the removal company that they can start moving you in. We are not in a position to recommend a specific removal company but can help you choose a residential property solicitor in New Quay or a firm with expertise in conveyancing in New Quay.

When it comes to mortgage companies such as Skipton, do New Quay lawyers face a fee to be on the conveyancing panel?

We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

The formalities of my remortgage has taken place for my property in New Quay. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I own a semi-detached Victorian house in New Quay. Conveyancing lawyer represented me and The Mortgage Works. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the matching property. Is it worth asking The Mortgage Works to clarify?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in New Quay and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who completed the work.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. New Quay is the location of the property. Is there any guidance you can impart?

Flying freeholds in New Quay are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Quay you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Quay may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We expect to complete the disposal of our £175,000 apartment in New Quay in nine days. The management company has quoted £396 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in New Quay?

New Quay conveyancing on leasehold flats normally necessitates the buyer’s conveyancer sending enquiries for the landlord to address. Although the landlord is under no legal obligation to answer these enquiries the majority will be content to do so. They are at liberty to levy a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is over three hundred pounds, in some situations it is above £800. The management information fee required by the landlord must be sent together with a synopsis of rights and obligations in respect of administration fees, otherwise the charge is technically not due. In reality you have little choice but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

I own a 1 bedroom flat in New Quay, conveyancing formalities finalised half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in New Quay with a long lease are worth £222,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease comes to an end on 21st October 2096

With just 70 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.