I have an AIP. The bank mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would much rather instruct a high street conveyancing solicitor in Norbury?
You should check but the the likelihood is that appoint one of their panel solicitors if you accept the "fee-free" offer. Call the lender and check if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Norbury.
We have agreed to purchase a house in Norbury. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
As you are obtaining a mortgage with Virgin Money your lawyer must follow the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Virgin Money where a lease fails to comply with these specifications. The conditions relate to the installation of panels on properties nationwide and is not isolated to Norbury.
I'm spending time viewing flats in Norbury and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Yorkshire BS.
It would be advisable to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are obtaining a mortgage with Yorkshire BS, ask your prospective lawyers if they are on the Yorkshire BS conveyancing panel otherwise they can't do the mortgage legal work.
After months of negotiation I have agreed a price on a house in Norbury. My mortgage broker pressured me to appoint their conveyancer. I paid an on account payment of £200. A couple of days later, the property lawyer called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have todaybeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Norbury for a purchase of a freehold house 18 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Norbury conveyancing specialists.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Norbury is where the house is located. Can you offer any opinion?
Flying freeholds in Norbury are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Norbury you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Norbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How easy is it to switch solicitor as I have to choose a firm on the Accord Mortgages Ltd conveyancing panel. I was using a family conveyancing solicitor in Norbury five minutes from me but he is not accepted by Accord Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Norbury on the Accord Mortgages Ltd panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Norbury. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Norbury.