My conveyancer has discovered a a problem with the lease for the property we are purchasing in Northwick Park. The other side have offered title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancing practitioner says that he must check that the lender is willing to move forward with this solution. Are we the client or is the lender?

Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the lender are the client. These conveyancing instructions must be adhered to.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Northwick Park?

There are many recorded licenced Conveyancers in Northwick Park and Solicitor practices in Northwick Park offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

This question may be naive but I am unexperienced as a 1st time purchaser of a two bedroom flat in Northwick Park. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will appoint a local conveyancing solicitor in Northwick Park?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and once they have received this, you will be called to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.

Can I be sure that the Northwick Park conveyancing solicitor on the UBS panel is any good?

When it comes to conveyancing in Northwick Park getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer carrying out your transaction.

I require fast conveyancing in Northwick Park as I am under pressure to exchange contracts in less than one month. Fortunately I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?

If.Given you are are a cash purchaser you are at free not to do searches although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Northwick Park the following are examples of what can crop up and therefore affect future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Road Schemes,...

I am buying a new build flat in Northwick Park. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Northwick Park

There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I decided to have a survey carried out on a house in Northwick Park before retaining solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will not issue a mortgage on a flying freehold house.

It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Northwick Park. Conveyancing may be slightly more expensive based on your lender's requirements.